Frequently Asked Questions
The best place to begin when you have decided to move forward with buying a home is to speak to a lender. The real estate market is moving fast these days, so coming to the table with a mortgage pre-approval will help get you the home you want, when you want it. Depending on your situation, I can help you select a lender that will work best for you. It’s important you know what your buying power is before you start looking at homes for sale.
My Brokerage is committed to helping you get the most out of your home sale.I can offer you a Free Market Analysis to estimate your home’s value along with recent real estate market sales to help determine what is the best price to list your home. With this information, you can easily determine if an offer is worth accepting. When you work with me , I help in the negotiation process to help guide you along.
I am fortunate to have amazing opportunities to market your home. My website, for example, will have your home displayed with beautiful images and the details that buyers look for. In addition to the easy-to-use design of my site, I can offer buyers video tours of your home, local attractions nearby, information on nearby schools, and other relevant details to help market your home. My MLS search options help buyers find exactly what they want. I can also add your home to my featured listings, giving it extra attention.
At my company, I am dedicated to helping my clients get the most out of their home. I work hard to establish positive relationships with potential buyers. I can see who is viewing your home through our website, and track those leads, so I can follow up with personal attention to their needs. Additionally, I have strong testimonials from former clients. Knowing I am at the top of my market will bring buyers from my website to your front door.
Once your offer is accepted by the seller, you will need to have a licensed property inspector inspect the property within the time frame that was agreed upon in the effective contract to purchase. You may elect to have different inspectors inspect the property, if you wish to obtain professional opinions from inspectors who specialize in a specific area (eg. roof, HVAC, structure). If you are purchasing a commercial property, then you will need to have an environmental audit done on the site for the lending institution. I can recommend several different inspectors. Once we get the report, I can help negotiate repairs.
In real estate, escrow is typically used for two reasons:To protect the buyer’s good faith deposit so the money goes to the right party according to the conditions of the sale.Also to hold a homeowner’s funds for property taxes and homeowners insurance.
Closing costs vary depending on where you live and what type of mortgage loan you qualify for. Closing costs in Texas include, but are not limited to:Lender charges Lawyer fees Application fees Title insurance fees (for the buyer) Notary or courier fees (if there’s no mortgage company on staff to handle these tasks) Credit report fee (for mortgage applicants who don’t have credit scores with large credit reporting bureaus) The appraisal fee for mortgage applicants who do not provide an appraisal of their home with the mortgage application, and it’s required by the lender. And more…